Kinara Capital’s Founder & CEO Hardika Shah and CFO Aiswarya Ravi share their journeys of building a fintech business from the ground up. Kinara Capital has disbursed more than INR 4,500+ crores through 87,000+ business loans and supported 300,000+ jobs in India and facilitated USD $100 million incremental income generation for small business entrepreneurs.

– Get inspired by their journeys of transforming lives, livelihoods and local economies by providing fast and flexible loans without collateral to small business entrepreneurs in India.

– Learn from their visionary leadership of building innovative solutions to support the underserved MSME entrepreneurs.

About Hardika Shah: The Founder & CEO of Kinara Capital, she is at the forefront of driving financial inclusion by providing capital access to small business entrepreneurs. Committed to advancing gender parity, Hardika leads a women-majority management team and is supporting women micro-entrepreneurs via the company’s HerVikas program. Under her leadership, Kinara Capital ranked among ‘Top 500 High-Growth Companies in Asia-Pacific’ by the Financial Times for three consecutive years (2020, 2021, 2022). The organisation has received the prestigious ‘Bank of the Year-Asia’ global award by the IFC, and is qualified as a ‘Systemically Important NBFC’ by the Reserve Bank of India (RBI). 

About Aiswarya Ravi: She is the CFO of Kinara Capital and oversees Accounting, FP&A, Debt & Equity financing origination and execution, Investor Relations, and meeting regulatory compliances. With over 15 years of experience, Aiswarya has propelled Kinara Capital’s growth by skillfully managing risk and planning around anticipated budget requirements. Aiswarya joined them in 2015, the same year when the company first hit profitability. Since then, her innovation and strategic planning has resulted in Kinara staying profitable despite the pandemic and other shifting macro factors.